APC - Australian Property / Mortgage Calculators

APC (Australia Property Calculators)

Australian Property Calculators (APC) provide you a powerful analysis and sales tool to calculate your or your clients' financial positions on different types of loans.

Professionals such as loan specialists, mortgage borkers, property advisors, accountants, finanacial planners, or professional investors can use APC with a structured and professional approach:

1. to work out if your client is wealthy enough according to his / her age and income.

2. to find out the financial position of renting or buying a property, which one is better?

3 to find out what cost the client in real term if all the interest is capitalised.

4. to find out and explain in details the benefits of LOC or offset account; and to print out the amortisation schedule with any optional extra payment according to the client........

5. once the property/loan is found, to work out how much land tax and stamp duty your client are required to pay

6. To print out reports or export them in PDF files. This ensures your clients to easily understand the benefits of the having this particular loan and investment through your professionalism.

Targets

Loan / Mortgage Provider
Investment Borrower
Accountants
Financial Planners

System Requirements

Windows 7, Vista or XP
Pentium Processor
Memory: 256MB
Hard Disk: 50MB

Key Features

Compare your financial position of buying or renting your property.
Analyse the before and after tax cashflow of having this property.
Work out how much time and interest can you save by having an offset account.
Generate an amortisation schedule for your loan.
make multiple extra payments to your loan at any time and check out how they affect your amortisation schedule.
find out how much your home is costing in real terms if all interests are capitalised in the loan.
find out whether to take a fixed or variable loans.
find out how different type of loans can affect your networth.
calculate your repayments and total interest under different fixed and variable rate scenarios.
find out how much you can expect to borrow.
work out what your loan repayments would be for any borrowed amount.
work out ow much time and interest can you save by paying more in each repayment.
work out how much you will have by saving in the term deposit.
work out how much you will have by contributing a part of your savings regularly. .
find out if your wealth is above or below what you should be.
calculate the property and mortgage stamp duty, land tax in each state.
calculate your income tax.